Out-of-network pay at EMTC

Why we’re a out-of-network pay practice.

We remain out-of-network pay to protect your privacy, keep therapy decisions between you and your therapist, and support sustainable working conditions.

We know out-of-network pay is not accessible to everyone. We help you understand out-of-network benefits and talk openly about fees before you begin.

See Your Potential Reimbursement

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We keep care rooted in your life and community.

We chose out-of-network pay to limit how much insurers shape care. Decisions stay with you and your clinician, grounded in the relationships, communities, and realities that shape your life.

Privacy

Insurance can require access to your information.

Claims may include diagnostic, billing, or clinical details. Therapy notes have stronger protections, but insurers may still receive information to process coverage.

History matters

Institutional access has never been neutral.

Black, trans, disabled, immigrant, and queer communities have long been scrutinized and pathologized by institutions. We do not ignore that history.

Fewer outside decisions

Out-of-network pay limits routine insurer involvement.

Documentation still exists, but fewer outside parties determine what must be diagnosed, justified, or approved for care to continue.

Your whole story

Your life is bigger than a diagnosis.

Caregiving, culture, family, identity, displacement, and systemic harm shape how we heal. These experiences rarely follow a neat or predictable timeline.

What this means at EMTC

Care stays grounded in your story, your relationships, and the communities that shape your life.

Out-of-network pay does not mean complete privacy. If you request out-of-network reimbursement, your insurer becomes part of the payment process.

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Out-of-network pay helps us sustain the people providing care.

Without insurer-set rates and reimbursement requirements, EMTC has more room to decide how resources are used. How therapists are supported shapes what they can bring to the people and communities they care for.

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Fair pay

How out-of-network pay helps

Therapists do more than attend sessions. They prepare, document, coordinate care, seek consultation, and hold responsibility for complex clinical decisions. Out-of-network pay gives EMTC more room to compensate clinicians for the full scope of that work.

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Sustainable caseloads

How this improves care

Fairer compensation means clinicians do not have to rely on overwhelming caseloads to sustain themselves. With time to prepare, think, recover, and remain present, therapists can offer more attentive and grounded care.

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Ongoing learning

What resources make possible

Out-of-network pay gives EMTC more flexibility to invest in training, supervision, consultation, and collaboration. These resources help clinicians continue developing care that is thoughtful, culturally responsive, and connected to the communities they serve.

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Life beyond work

Therapists are human too

Therapists are also people with relationships, communities, health needs, creative lives, and responsibilities outside the therapy room. When clinicians have room to rest and live, they can return to the work with greater steadiness, care, and capacity.

How therapists are paid, supported, and cared for becomes part of the care they are able to offer.

03

We know there is a contradiction.

Out-of-network pay gives us more control over how care is structured, but it also puts EMTC out of reach for some people. We will not pretend otherwise.

Access is unfinished work. We remain responsible for it.

We want to make care as financially workable as we can.

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Out-of-network support

Your plan may reimburse part of your fee.

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Clear guidance

We can help you understand benefits, documentation, and likely costs.

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Honest conversations

If EMTC is not workable, we will say so without pressure.

Talk With Our Client Care Coordinator Learn About Fees & Reimbursement →

Using Insurance Out of Network

Check Your Out-of-Network Benefits

You may be able to get part of your therapy costs reimbursed by your insurance plan.

Use the benefits checker below to see whether your plan includes out-of-network mental health coverage and get a better idea of your deductible and benefits before starting therapy.

You can also bring the results to your free consultation. Our Client Care Coordinator can help you understand what they mean and what questions to ask your insurance company.

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Check your plan

Enter your insurance information below.

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Review your benefits

See what your plan reports about out-of-network coverage.

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Bring us your questions

We can help you make sense of the information during your consultation.

Benefits Checker

See what your plan may cover.

This does not enroll you in therapy or submit a claim.

Benefits shown are based on information provided by your insurance plan and are not a guarantee of reimbursement. Your insurer ultimately determines eligibility, coverage, deductible requirements, and reimbursement amounts.

Fees

*please note exact fee will depend on clinician and will be confirmed at time of consult*

Initial Intake Appointment

Licensed Provider- 50 min Intake $200 - $275

Pre-Licensed Provider- 50 min Intake $150

The first session is called an Intake. We'll review any questions you have about the paperwork, therapy in general, and practice policies. To help with the assessment, you'll be asked more clarifying questions about the information you provided, and we'll be sure we understand what your goals are for therapy.

Weekly Individual Sessions

Licensed Provider- 50 minutes $200 - $275

Pre-Licensed Provider- 50minute $150

Ongoing sessions after the intake appointment are 50 minutes. Weekly sessions are a good fit for someone looking to integrate therapy in their ongoing schedule.

It's often that 50 minutes just doesn't feel like enough time. For clients who request, we can offer 75-90 minute sessions for those who believe they'd benefit from longer sessions.

Couple/Family/Group Sessions

90 Minute Sessions- $225 - $300

Things come up during your session, and we might decide it could be really be helpful to talk about with your partner, parent, or friend together. We're able to provide couple, friend and family sessions as appropriate for your treatment.

Intensive Therapy Programs

90 min sessions- $350- $475

Intensive Programs are a customized and accelerated treatment format involving a certain amount of sessions that are 90 minutes up to 3 hours long. Included is a workbook for you to complete to get the most out of your healing experience. Read more about Intensive Programs.

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Reduced Fee Programs

We offer the following programs based on eligibility & clinician availability. Programs are available to clients who are: 18yo or older, located in CA, and whose insurance does not offer out of network benefits.

All programs entail 12 sessions at a reduced rate of $150 each, with an option to renew program one time.

For potential client who is a current undergraduate or graduate student, identifies as BIPOC woman, and in need of financial assistance for therapy
For potential client who is employed in a “helping profession” or by a non profit, identifies as BIPOC woman, and is in need of financial assistance for therapy
For potential client who identifies as QTBIPOC, First Gen, or Disabled, and is in need of financial assistance for therapy